Affordable Care Act (ACA) Compliance
Affordable Care Act (ACA) Compliance
What Employers Must Understand
The Affordable Care Act (ACA) created major compliance responsibilities for employers, especially those with 50 or more full-time equivalent employees.
These employers—known as Applicable Large Employers (ALEs)—must provide affordable health coverage or face potential penalties.
The Affordable Care Act (ACA) created major compliance responsibilities for employers, especially those with 50 or more full-time equivalent employees.
These employers—known as Applicable Large Employers (ALEs)—must provide affordable health coverage or face potential penalties.
Key Employer Requirements
Employers subject to the ACA must:
Offer minimum essential coverage
Ensure coverage meets affordability standards
Track employee eligibility and hours
File required IRS reporting (Forms 1094-C and 1095-C)
Failure to meet ACA requirements can result in significant penalties from the IRS.
Why Compliance Is Difficult
ACA reporting requires accurate tracking of:
Employee hours
Benefit eligibility
Offer of coverage
Enrollment data
Many employers struggle with these tracking requirements.
How Stearns HR Helps
Stearns HR provides ACA compliance support including:
ALE determination analysis
Reporting and filing assistance
Employee eligibility tracking
Compliance consulting
Our goal is to simplify ACA compliance so employers can focus on running their business.
Talk to an HR Expert
(248) 720-5755
Open 8 AM - 4 PM EST
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Stearns HR | About | Services | ICHRA Reframe
© 2025 Stearns HR, Sterling Heights, Michigan — Making small businesses mighty.
ABOUT STEARNS HR
RESOURCES
SERVICES
Talk to an HR Expert
(248) 720-5755
Open 8 AM - 4 PM EST
Stearns HR | About | Services | ICHRA Reframe
© 2025 Stearns HR, Sterling Heights, Michigan — Making small businesses mighty.