Launch Your Own ICHRA + Personalized Benefits Division Without Starting From Scratch

Partner with Stearns HR to offer ICHRA and modern benefits solutions under your brand — with the systems, support, and infrastructure already built.

Stop sending clients elsewhere or losing deals because traditional group plans don’t fit. With Stearns HR, you can plug into a proven system that lets you deliver personalized benefits solutions without rebuilding your business.

Built systems. Real support. Revenue expansion without starting over.

The benefits market is changing — most brokers are not keeping up.

  • Traditional group plans are pricing out small employers

  • Clients are asking for alternatives brokers don’t fully understand

  • ICHRA is shifting coverage toward the individual market

  • Brokers who adapt will lead — others will lose clients

The question is not if this shift happens. It’s whether you are positioned for it.

The benefits market is changing — most brokers are not keeping up

Traditional group plans are pricing out small employers

Clients are asking for alternatives brokers don’t fully understand

ICHRA is shifting coverage toward the individual market

Brokers who adapt will lead — others will lose clients

Bottom line: The question is not if this shift happens. It’s whether you are positioned for it

The model matters

Partner with Stearns HR

Trying to DIY/Outsource

  • Compliance & Setup ✅ Supported

  • Plan Design Guidance ✅ Included

  • Client Experience ✅ Structured system

  • Revenue Opportunity ✅ Expanded

  • Speed to Market ✅ Fast

  • Support ✅Ongoing

  • Employer Fees ✅Competitive

  • Your Revenue ✅Expanded opportunity

  • Control of Client Relationship ✅You keep it

  • High friction

  • Trial and error

  • Inconsistent

  • Limited or lost deals

  • Slow / unclear

  • Minimal

  • Inconsistent

  • Limited / missed

  • Often lost

The Model Matters

Partner with Stearns HR

  • ICHRA Infrastructure

  • Compliance & Setup

  • Plan Design Guidance

  • Client Experience

  • Revenue Opportunity

  • Speed to Market

  • Support

  • Employer Fees - Competitive

  • Your Revenue - Expanded Opportunity

  • Control of Client Relationship - You Keep It

Trying to DIY / Outsource

  • ICHRA Infrastructure - Not built / fragmented

  • Compliance & Setup - High friction

  • Plan Design Guidance - Trial and error

  • Client Experience - Inconsistent

  • Revenue Opportunity - Limited or lost deals

  • Speed to Market - Slow / unclear

  • Support - Minimal

  • Employer Fees - Inconsitent

  • Your Revenue - Limited/Missed

  • Control of Client Relationship - Often Lost

Why brokers partner with Stearns HR

  • Turnkey System

    You don’t need to figure ICHRA out from scratch. We provide the structure, workflows, and systems so you can start offering solutions immediately.

  • More Revenue Opportunities

    Stop losing deals that don’t fit traditional plans. Offer alternative solutions and expand your earning potential.

  • Protect Your Client Relationships

    Keep your clients instead of sending them elsewhere. Stay the trusted advisor while expanding your capabilities.

  • Faster Time to Market

    Skip months of trial and error. Launch your ICHRA offering quickly with a system that’s already working.

  • Differentiation in Your Market

    Stand out as a broker who actually has solutions when others don’t.

  • Real Support

    You’re not alone. Get guidance on setup, positioning, and delivery so you can confidently offer these solutions.

How the partnership works

  • Book a quick call

  • We walk through your current book and opportunities

  • You plug into the Stearns HR system

  • Start offering ICHRA and alternative benefits solutions

  • Grow your revenue and retain more clients

Don’t lose clients because you don’t have the right solution

The market is moving. Employers are looking for alternatives. Brokers who adapt will win more business and keep more clients.

DFB TPA Services LLC dba Stearns HR | About | Services | ICHRA Reframe
© 2025 Stearns HR, Sterling Heights, Michigan — Making small businesses mighty.

Talk to an HR Expert

(248) 720-5755

Open 8 AM - 4 PM EST

ABOUT STEARNS HR
RESOURCES
SERVICES

DFB TPA Services LLC dba Stearns HR| About | Services | ICHRA Reframe
© 2025 Stearns HR, Sterling Heights, Michigan — Making small businesses mighty.