The ICHRA Reframe™

Escape the renewal blame game. Replace your group health plan with a smarter, compliant model in just 60 days—guaranteed.

Book a Free ICHRA Reframe Diagnostic Call30 minutes with a senior strategist

Why You're Here

Every year, your broker "shops the market," but premiums keep rising. The only options? Worse coverage, higher deductibles, or new carriers that wreck your team’s doctor access. You’re stuck holding the bag for a system that doesn’t work.

Why You're Here

Every year, your broker "shops the market," but premiums keep rising. The only options? Worse coverage, higher deductibles, or new carriers that wreck your team’s doctor access. You’re stuck holding the bag for a system that doesn’t work.

How the ICHRA Reframe™ Works

Step 1

You set a fixed, predictable monthly contribution.

Step 2

We handle compliance, setup, and onboarding.

Step 3

Employees choose their own plans, no more blame.

Step 1

You set a fixed, predictable monthly contribution.

Step 2

We handle compliance, setup, and onboarding.

Step 3

Employees choose their own plans, no more blame.

What's Included

Full compliance-ready ICHRA transition in 60 days

Custom plan design that meets ACA rules

Employee education & one-on-one enrollment support

Ongoing quarterly consulting

$2,997 setup fee — refunded if we don't deliver

Let's See If the ICHRA Reframe is Right for You

Book a 30-minute call and walk away with a clear path forward—even if we’re not the right fit.

Book a Free ICHRA Reframe Diagnostic Call

Talk to an HR Expert

(248) 720-5755

Open 8 AM - 4 PM EST

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Let's See If the ICHRA Reframe is Right for You

Book a 30-minute call and walk away with a clear path forward—even if we’re not the right fit.

📜 Privacy Policy for Stearns HR

Effective Date: 9/1/25

At Stearns HR, we respect your privacy and are committed to protecting it through this policy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website (stearnshr.com).

1. Information We Collect

When you visit our website, we may collect:

Contact Information: If you submit a form, we may collect your name, email address, phone number, and company details.
Usage Information: We collect details about how you interact with our site, such as pages viewed, time on site, referral source, and clicks.
Technical Information: Your IP address, browser type, operating system, and device details.
Business Data Enrichment: Tools like Leadfeeder and RB2B may attempt to identify your company or organization based on your IP address and publicly available data.

2. How We Collect Information

We use the following third-party services:

Google Analytics – Tracks website traffic, behavior, and engagement in aggregate.
Leadfeeder – Identifies companies visiting our website.
RB2B – Provides business intelligence by matching visitor IPs to known organizations.

These services may use cookies, pixels, or other tracking technologies.

3. How We Use Information

We use the information collected to:

Improve our website and user experience.
Understand which companies are interested in our services.
Follow up with potential business prospects.
Monitor marketing effectiveness and campaign performance.

4. Sharing of Information

We do not sell or rent personal information.
We may share information with trusted third parties (such as analytics or CRM platforms) for business purposes only.

5. Legal Basis & Compliance

If you are located in the European Union (EU), our processing of your information may be based on legitimate interest (business-to-business marketing).
If you are located in California, you have the right to know what information is collected and request deletion under the CCPA.