The ICHRA Reframe™

Escape the renewal blame game. Replace your group health plan with a smarter, compliant model in just 60 days—guaranteed.

Why You're Here

Every year, your broker "shops the market," but premiums keep rising. The only options? Worse coverage, higher deductibles, or new carriers that wreck your team’s doctor access. You’re stuck holding the bag for a system that doesn’t work.

Why You're Here

Every year, your broker "shops the market," but premiums keep rising. The only options? Worse coverage, higher deductibles, or new carriers that wreck your team’s doctor access. You’re stuck holding the bag for a system that doesn’t work.

How the ICHRA Reframe™ Works

How the ICHRA Reframe™ Works

Step 1

You set a fixed, predictable monthly contribution.

Step 2

We handle compliance, setup, and onboarding.

Step 3

Employees choose their own plans, no more blame.

Step 1

You set a fixed, predictable monthly contribution.

Step 2

We handle compliance, setup, and onboarding.

Step 3

Employees choose their own plans, no more blame.

What's Included

What's Included

  • Full compliance-ready ICHRA transition in 60 days

  • Custom plan design that meets ACA rules

  • Employee education & one-on-one enrollment support

  • Ongoing quarterly consulting

  • $2,997 setup fee — refunded if we don't deliver

Let's See If the ICHRA Reframe is Right for You

Book a 30-minute call and walk away with a clear path forward—even if we’re not the right fit.

Talk to an HR Expert

(248) 720-5755

Open 8 AM - 4 PM EST

ABOUT STEARNS HR
RESOURCES
SERVICES

Let's See If the ICHRA Reframe is Right for You

Book a 30-minute call and walk away with a clear path forward—even if we’re not the right fit.

ABOUT STEARNS HR
SERVICES

Talk to an HR Expert

(248) 720-5755

Open 8 AM - 4 PM EST

Stearns HR | About | Services | Book Audit | Contact
© 2025 Stearns HR, Sterling Heights, Michigan — Making small businesses mighty.